M-PESA API Consulting & Guidance

M-PESA, launched in 2007 by Vodafone Group plc and Safaricom, is a widely used mobile money service in Kenya. It enables users to send and receive money, pay for goods and services, and manage finances directly from their mobile phones.

Statum previously provided simplified M-PESA APIs when integration was complex, particularly due to SOAP technology, which was challenging for many developers. Our APIs abstracted this complexity, making integration easier. Today, M-PESA APIs via Safaricom Daraja are straightforward to implement.

Statum now focuses on supporting our existing clients, while also offering consultation and development guidance for organizations seeking expertise in mobile money API integration.

Should you need assistance with M-PESA APIs, reach out to us and our team will guide you through the process.

Overview of M-PESA APIs

Safaricom provides a set of APIs designed to automate and manage mobile money transactions. Key APIs include:

• Customer-to-Business (C2B) API: Accept payments from customers directly into your business account.
• Business-to-Customer (B2C) API: Send payments to customers for salaries, refunds, or rewards.
• Business-to-Business (B2B) API: Transfer funds between business accounts efficiently.
• Reversal API: Reverse transactions when errors occur or services cannot be delivered.
• Account Balance API: Check your M-PESA business account balance programmatically.
• STK Push API: Prompt users to authorize payments in real-time on their phones.
• Transaction Status API: Verify the status of a transaction to ensure accuracy.

Common Use Cases

• Automated Payment Collection: Efficiently handle payments for e-commerce, ticketing, subscriptions, or utilities.
• Automated Disbursements: Streamline salary payments, merchant payouts, and partner disbursements.
• Transaction Reversals & Error Management: Quickly correct errors and ensure accurate accounting.

Statum’s Expertise & Support

While Statum no longer provides direct M-PESA APIs to new clients, we leverage our extensive experience in mobile money integrations to offer:

• Consulting on selecting the right M-PESA API for your business needs
• Integration guidance and architectural planning for smooth implementation
• Support for automated workflows, error handling, and payment processes
• Development support for web and software solutions leveraging M-PESA APIs

By combining your implementation with our expertise, you can integrate M-PESA APIs efficiently and reliably, even as Safaricom’s APIs have become easier to use over time.

Next Steps

To start working with M-PESA APIs, visit Safaricom Daraja. For consulting or development assistance, contact Statum today to leverage our expertise in API integration and mobile money solutions.